Logging into your Alterna Bank account is your gateway to a suite of convenient digital banking tools. Whether you're managing investments, checking balances, or sending money, the process is designed to be straightforward and secure.
For those who prefer the convenience of their smartphone or tablet, the Alterna Bank mobile app offers a streamlined experience. You can securely access your accounts using Touch ID, Face ID, or your password. This app isn't just about logging in; it's your hub for everyday banking tasks. Need to pay a bill? You can set up instant, future-dated, or recurring payments right from the app. Transferring funds is also a breeze, with options for instant Interac e-Transfers®, moving money between your Alterna accounts, or even linking to accounts at other financial institutions. And for those moments when you're on the go, the app makes depositing cheques as simple as snapping a photo.
Beyond the day-to-day, Alterna Bank also offers robust investment options. Their direct investing brokerage, preferred by Alterna Bank, provides access to $0 commission trades. If you're looking for a secure place for your savings, their eTerm Deposits (GICs) offer guaranteed returns with competitive rates for short, medium, and long-term commitments. For instance, you can find rates like 2.75% for a 1-year eTerm deposit, 2.90% for a 2-year, and 3.15% for a 3-year commitment, with minimums starting at $500.
For existing clients registered for digital banking, downloading the app and signing in is the next step to unlocking these features. If you're not yet a digital banking user, you can still use the app's locator feature to find nearby branches and ATMs, check rates, or find contact information. Remember, while the app itself is free, standard mobile data and internet charges from your provider may apply.
Alterna Bank emphasizes security, using the same level of protection for its mobile app as its full online banking platform. You can even set up security notifications to your phone or email for added peace of mind. As a member of the Canada Deposit Insurance Corporation (CDIC), your deposits are protected, offering that extra layer of reassurance.
