When you're running a business, every dollar spent, especially on everyday expenses, can feel like a missed opportunity if it's not working for you. That's where business credit cards come in, and for those who frequently fly Delta, the American Express Delta SkyMiles Business cards offer a compelling way to turn those expenditures into future flights and travel perks.
It's not just about earning miles, though that's a big part of it. These cards are designed to integrate with your business operations, offering benefits that can genuinely save you money and enhance your travel experience. Let's break down a couple of the key players in this lineup.
The Delta SkyMiles Gold Business American Express Card
This card often serves as a great entry point for businesses looking to start racking up Delta miles. You'll find an introductory annual fee that's waived for the first year, making it easier to test the waters. After that, it's $150 annually. The earning potential is pretty solid: you get double miles on purchases with U.S. shipping providers and on U.S. advertising in select media, up to a certain spending cap each year. Plus, you'll earn 2x miles on dining worldwide and U.S. takeout/delivery. A nice perk is the annual statement credit for prepaid hotels or vacation rentals booked through Delta Stays on Delta.com, and you'll also get your first checked bag free on Delta flights. For those who use ride-sharing services, there's even an Uber One monthly credit for a period, which can add up.
The Delta SkyMiles Platinum Business American Express Card
Stepping up, the Platinum Business card comes with a higher annual fee of $350, but it brings more substantial benefits for the frequent traveler. The bonus miles you can earn upon meeting spending requirements are also higher. A standout feature here is the annual Companion Certificate, which allows you to bring a companion on a Delta main cabin domestic, Caribbean, or Central American round-trip for just the cost of taxes and fees. This alone can offer significant value if you travel with someone regularly. Like the Gold card, it offers 15% off when using miles for award travel on Delta flights. The earning rates on specific categories are also robust, and you'll still get that first checked bag free.
Beyond the Miles: Business-Focused Perks
What's interesting about these business cards is how they weave in features that support business operations. You can add employee cards with no annual fee, allowing your team to earn miles on their spending, which all rolls back into your account. There's also access to the American Express® App for managing your account on the go, and features like Vendor Pay by Bill.com can streamline payments. For businesses, knowing if you're approved without an immediate impact on your personal credit score is also a significant plus, though it's important to remember that your business credit score might be affected, and your personal score could be impacted if you accept the card.
Ultimately, the choice between these cards, or even considering other options, hinges on your business's spending habits and your travel aspirations. If you're a frequent Delta flyer and your business expenses align with the bonus categories, these cards can certainly help you get more for your money, turning everyday business into a pathway to your next getaway.
